Services for Individuals

Expert advice to plan and secure your financial and pension future.

Social Security Calculations

Specific Services:

  • Evaluation of integral pension situation.
  • Detailed analysis of work history.
  • Calculation of old-age, disability, and survivor pensions.
  • Actuarial calculation for omission of affiliation.
  • Recalculation and adjustment of pension installments.
  • Comparative analysis between pension funds.
  • Preparation of pension bonds and titles.
  • Quantification of substitute indemnities.
  • Specialized integral actuarial advice.
  • Indexation and updating of values.

Tax Services for Individuals

We offer specialized tax advisory for individuals, helping you meet your tax obligations efficiently and optimize your tax situation.

  • Withholding Tax: Calculation and advisory on labor and service withholdings.
  • Income Tax Return: Preparation and filing of income tax returns for individuals.
  • Tax Planning: Strategies to legally optimize your tax burden.
  • Deductions and Benefits: Identification of applicable deductions and tax benefits.
  • Income Tax: Comprehensive advisory on income tax obligations.
  • Representation before Tax Authority: Support in tax processes and requirements.

Pension and Social Security Advisory

We provide specialized solutions to address individual concerns regarding social security pensions and available alternatives to optimize retirement. Our team has experience in historical regulatory changes and understands the actuarial implications of pensions and related obligations.

Integral Pension Studies

We conduct current and prospective pension analyses in COLPENSIONES, the Individual Savings Regime with Solidarity (RAIS), and parallel comparisons. These studies are projected considering different periods and future contribution salaries, with the aim of determining the convenience of:

  • Ceasing current contributions.
  • Maintaining the existing contribution regime.
  • Making additional contributions during specific periods until reaching old age.

Services for Colombians Abroad

We offer a specialized service for nationals residing outside the country who wish to maintain or initiate their contribution to the Colombian pension system.

Key Services:

  • Advice on contributing from abroad: We guide you on how to open your account and make contributions.
  • Convenience Analysis: We evaluate whether the public or private regime is more suitable for you.
  • Management of International Agreements: We help you understand how to add weeks contributed abroad.

Benefits you are entitled to from abroad:

Old-Age Pension, Disability Pension, Substitute Indemnity, Survivor's Pension, and Funeral Aid.

Experts in accounting processes, actuarial science and data analytics, offering strategic solutions for decision making.

Quick Links

Corporate

Individuals

Business Intelligence

About Us

Services

Actuarial Valuations

Pension and Social Security Consulting

Evaluation of Collective Labor Agreements

Comprehensive Pension Studies

Social Security Calculations

Contact Us

  • +57 (1) 234 5678
  • contacto@paretogrs.com
  • Bogotá, Colombia

Follow Us

Facebook X-twitter Linkedin Instagram

© 2026 Pareto Financial & Actuarial Solutions. All rights reserved.

Worktask Desarrollo Web 

Privacy Policy And Personal Data Processing